No Sense Of Humor
As time goes by it seems that those on the political left are devoid of a sense of humor. And it shows in their policies.
For it is the political left who lead the push for political correctness and the stupid anti-everything laws.
No longer can you tell an Irish joke, or a Polish joke, or a "insert your nationality here" joke because.... "someone" might be offended.
BUT, you can be as rude and crude as you want. And to hell with how many people you offend.
Take George Bush's recent Dinner. When faced with the obvious - that there certainly appears to be no weapons of mass destruction in Iraq - he did what any person with a healthy sense of humor would do. He made fun of himself.
The camera panned the audience. Far lefties like Nancy Pelosi sat stone-faced. Centrist politicians like Joseph Lieberman laughed.
Then we get to Australia. And who should get his mug shown on the lefty nightly news giving his opinion about the dinner? Why none other than socialist Bob Brown.
Every time - every single time - there is something where a lefty demonstration is held, there is Bob Brown giving his "opinion."
We can take for granted that Bob The Lefty will be there upholding and doing his socialist duty. But WHY does the media feel the need to continually show us his socialist opinion?
It can't have anything to do with reporting the news because they NEVER show what the right wing capitalists have to say on the same matters.
The conclusion is that the mass media is also part of the humorless left.
One anecdote I heard was a four year old boy says to his dad, "Dad, is that politician (just shown on the TV) a Democrat?"
Dad replies, "Yes, why would you say that?"
"Because he wasn't smiling. The Democrats never smile."
After hearing this I began to see if it was true. And I noticed, not only do they not smile, they are downright ANGRY.
Reflect back to Gore's latest outburst. He yelled and screamed and got all red in the face. Then there is Hillary Clinton's "squeal" from a few months back. Simon Crean (former leader of Australian lefty party Labor), their current leader Mark Latham, and previous leader Kim Beasley. ALL guilty of being angry and yelling on broadcast TV. (Something I have never seen a right wing politician do.)
Quite frankly, as a voter, I want to see the person I vote for being in control of their temper. I don't want someone with a short fuse to be in charge of anything, let alone a country and its military. I want a level-headed leader.
Under, Over, Right-On Budget
The govt is big on this thing we call a budget. But is their pre-occupation with it, and the pre-occupation of financial planners with it, causing more harm than good?
A budget is a forecast of expenditure (expenses) and revenue (income). With the main emphasis being on expenses. As in, we have $x to spend on doing X and once that is gone there is no more.
There is a danger in having such a budget because it sets up mental patterns to spending that much money on the budgeted thing. And doesn't allow for reducing the expense.
For example: Say you budget $50 a month for video/DVD rentals. What happens if your video/DVD rentals for that money only reach $30? In your mind, you have $20 you had already deemed as spent, and thus are quite willing to spend that money on something else which has little to no value in the end.
Whereas, if you didn't have that budget, you would not have considered $50 as being spent on video/DVD rentals and could have simply treated the $30 expense - down $20 from the usual $50 - as reducing your cost and leaving more money available for other useful purposes, like investing.
I'm not saying a budget is useless. No. There are some instances where you need a budget - such as in the construction industry and certain other business pursuits. But those budgets are based on known expenses and estimates based on experience.
Example: It is fine to budget $60,000 for the construction of a dwelling when you already have estimates for the slab of $5,000, framework $3,000, roof tiling $8,000, brickwork $12,000, plastering $9,000, carpet $3,000, wet area tiling $2,000, kitchen $10,000, painting $6,000 and plumbing and electrical $2,000 - for a total of $60,000. In that case, with estimates in hand you have an idea of the final cost.
The way most people work a budget is to say, "I have $X to spend and will spend it until it is gone. If I didn't get it done with that money and need more, I will have gone 'over budget.' If I did manage to get it done with less money, I am free to spend the left over money on anything I want no matter how frivolous it is."
The problem with most budgets is trying to have a fixed amount for an expense which varies. Such as gasoline, food, phone, etc. These items will vary from month to month depending on the price when you bought.
It might be nice to know you will have to spend $X on mortgage, rent, debts, and so on, because those amounts never change. But trying to limit your spending on variable expenses is only an exercise in frustration - you could get mad and frustrated that you can never get under-budget.
If you know you have an upcoming expense, you can plan for it. Otherwise, the best thing to do is to keep track of what you spend (expenses) compared to what you bring in (income), and try to lower the expenses and raise the income. And even have mini-goals if feasible. Such as making it a goal to lower grocery spending by $10 per month (which should be easily achieved by not buying brand name products).
One of my businesses can have an income fluctuation from month to month as large as $800 - one month that business can make $800 more than another month, with the same fixed expenses (exactly why this is so is not for discussion here). Trying to factor that $800 into a monthly budget is near on impossible.
Best I can do is know my fixed expenses, and make sure they are covered. Budgeting for variables is fruitless. Prices go up. Prices go down. Second guessing it is a waste of time and would only put my mind into a "I can spend all this" mindset instead of a "only spend the bare minimum necessary" mindset - which is prudent for business owners to do.
An example of how some people budget: They have envelopes with names on them. One envelope will have Rent/Mortgage on it, another will have Groceries, another will have Gas, another will have Phone, and so on.
The idea is, when you get paid, you immediately take the cash out of your wallet and put the required amounts in the designated envelopes. And then only take money out of those envelopes for the spending.
What happens if you have money left over in the groceries envelope that week/month? You will spend it. You will spend you 'reserve' money. And next week/month when prices go up, you might not have enough money and will then be over-budget and will have to come up with the money from one of your other budget envelopes.
Some local authorities will claim they did "This and that" all within budget, as if that is a good thing. But unless we know the full story we don't know.
They may have repaired a road within budget, but what budget are they referring to? The overall budget of money to spend, or the money designated for that project?
If it is money for that project, they could easily have over-estimated the costs knowing it would not cost that much, then claim they did it under budget while it still costs way too much. Or they got an unexpected increase in extra income because of a new tax they placed on residents.
Fact is, it is NOT in the govt interest to be under budget because it means they won't get as much money for that area next time, and can't justify the high taxes they levy on you.

